Industry Code: 86901
This classification includes a host of accounting, clerical, administrative or regulatory businesses not specifically described elsewhere. The compulsory/optional status of an employer's business is governed by the General Regulations Exemption list. Industries not specifically designated as exempt are compulsory.
Operation Details:
Compulsory:
The operation of a weigh scale, similar to those run by the government are classified in this industry. These businesses provide a service to truck drivers, whereby the truck is weighed to ensure the vehicle does not exceed highway limits.
The operation of a Call Centre is a compulsory business. Call Centre operations typically receive incoming (in-bound) telephone calls which are answered by call centre staff or forwarded to the appropriate call centre client who can handle the inquiry. If the Call Centre business is related to the company they are servicing or is servicing only one client, please contact Underwriting with details. When involved in placing outgoing (out-bound) telephone sales calls for any type of product or acting as an order desk (in-bound) calls, the Call Centre will be classified in the "best fit" retail/wholesale classification. The types of services a Call Centre may offer are answering incoming (in-bound) telephone calls, making outgoing (out-bound) telephone calls, a combination of both incoming and outgoing (blended) telephone calls and/or product market research, such as customer satisfaction surveys and product surveys.
Postal outlets are compulsory in this classification, when operated as a stand-alone business. When operated in conjunction with another business, the business is classified based on the overall operations being conducted.
Optional:
Services in the industry may include but are not limited to: accounting, word and business data processing, telephone answering/paging, customs brokerage, income tax preparation, auditing, actuarial and statistical services.
Telephone soliciting is permitted but only as an information service; there is no sale of a product or service. Sales leads may only be passed on to an unrelated selling company.
This industry includes brokerage services not elsewhere classified, such as insurance, investment or stock brokers. Brokers act only as agents between two or more independent parties, and do not take title of, nor warranty or guarantee any commodity or service. Businesses may use an office, telephone, computers, and related business equipment in providing their service and may employ technical, sales, and office/administrative staff.
Land titles, corporate registry, vital statistics, motor vehicle licensing offices and casino advisors are included in this industry as optional undertakings. When these services are offered in conjunction with another business venture, these are deemed secondary activities and assume the compulsory/optional status of the other venture. Businesses offering motor vehicle registry and licensing services may also provide driver testing, which is incidental to the vehicle registry service. Driver testing, conducted as a stand-alone service, is classified in Industry 89923 – Driving/Testing Schools.
This classification includes the administration of a health and pension plan for a trade union, administration of a warranty service for homeowners, Chambers of Commerce, and other similar operations.
Freight forwarding businesses are engaged by companies which require specialized shipping services with regards to exporting or importing freight to or from overseas. Freight forwarding companies which specialize in coordinating overseas shipments of freight are to be classified in this industry. These businesses provide logistics services, which is an expertise and involvement with costs, times and zones, distance, transportation availability in other countries, access to ocean ports, airports, rail and road conditions, government regulations, customs and monetary exchange rates and other considerations that may impact on the timely and safe arrival of a shipment. Often shipments will require more than one carrier or type of carrier (i.e. truck, rail, marine or air services transportation). Freight forwarders will arrange and coordinate the services of the various carriers as well as completing all documentation requirements related to customs, excise taxes, duty, etc. Generally one invoice is given to the shipper, consolidating all the shipping costs for the convenience of the shipper and charging a fee for forwarding services provided, while the freight forwarder will make payment to the various service providers. Employers will utilize an office, phones and faxes, and employ logistics personnel, technical sales staff and administrative staff.
The mailing list industry includes employers providing a service of coordinating the mail-out of items such as advertising material, magazines, annual reports, newsletters, etc. These employers are to be classified in this industry. Employers in the mailing list industry operate equipment such as labeling machines, mailing inserting machines, folding machines, or automated postage machines. Other activities in this industry include mailing list maintenance; address verification/correction, etc. Employers providing mailing list services often have access to personal data on individuals (e.g. buying patterns, demographics), to assist businesses in focusing their advertising dollars on a specific target market. Employers specializing in this marketing/mailing list service, or providing this service in conjunction with other mailing list services, are classified in this industry.
Manuscript research services describe employers that specialize in researching specific topics in support of producing documents, books or other literature. The duties may entail writing, editing or proof reading a document or manuscript. These employers are to be classified in this industry.
Independent relocation services are classified in this industry. These companies have no affiliation whatsoever with any moving or trucking company, but rather provide advice and information (real estate, parks, population figures, etc.) about the location of the destination, and other similar services. These businesses are classified in this industry.
Data mining is the use of computer software to identify algorithms in order to match complex computations. A successful mine is matching algorithms in order to be awarded a block in the block chain, which is a computerized ledger. Companies that mine data are classified in this industry.
Underwriting Considerations:
Businesses that supply temporary office staff to a variety of clients are classified in Industry 86906 - Staffing Services - Clerical/Professional.
Businesses that design/develop custom and proprietary software for commercial, business/administration and recreational (games) applications are classified in Industry 86913 - Architects/Drafting/Design (on an optional basis) providing that hardware sales are not included with the proprietary software sales. Industry 86913 would also include companies performing web design and web hosting services. If hardware sales are included, the entire operations are classified in Industry 62300 - Office Equipment - Sales/Service (on a compulsory basis). Businesses that develop software for industrial process applications are classified in Industry 86400 - Engineering. Businesses that develop software for HVAC applications, in conjunction with manufacturing instruments, are included under Industry 38100 - Instrumentation - Mfg.
Businesses that create and sell the software and hardware for data mining or operate a data centre are classified in Industry 62300 - Office Equipment – Sales/Service (on a compulsory basis).
Technicians hired to manipulate and/or modify or perform troubleshooting on existing software or hardware (help desk) are classified in Industry 62300 - Office Equipment – Sales/Service (on a compulsory basis). Businesses that sell packaged software, perform computer support/updating/maintenance/troubleshooting are also classified in Industry 62300 (on a compulsory basis). Businesses that develop software packages for retail selling through mass marketing techniques are also classified in Industry 62300 (on a compulsory basis).
Businesses that have established a proprietary website for the purpose of bringing together buyers and sellers into an "electronic marketplace" are classified in Industry 28900 - Publishing. Revenue is derived from a commission-based percentage of product sales or by charging a fee to buyers or sellers for listing or viewing products on the website. Companies may also publish a paper version of the website but will not engage in any printing. If title is taken to any of the listed products, the entire business is underwritten in the appropriate retail classification.
Businesses which provide seismic data processing services are classified in Industry 86414 - Geological/Environmental Consulting or Industry 9200 - Seismic Survey.
Freight forwarding under this classification, is for office and administrative services only. This classification does not allow for any freight handling, warehousing or transportation services provided by the freight forwarder either directly or under subcontract arrangements. Overseas forwarding companies may be affiliated with the Canadian International Freight Forwarding Association (CIFFA).
Companies which bid or have contracts to move freight in continental North America and exclusively use lease operators or common carriers to provide transportation services are classified in the appropriate trucking classification.
Freight forwarding companies which specialize in moving freight throughout Canada, the U.S. and Mexico, principally by means of truck and rail are to be classified in Industry 50714 - General Trucking. Businesses may develop propriety software and offer services online where their customers (shippers) may make selections from listed carriers to coordinate/schedule deliveries or the trucking of goods. Proprietary software can be developed in-house and utilized by customers for an additional fee aside from actual delivery services. Businesses may solely use subcontract drivers or common carriers to provide delivery/trucking services. These companies retain principal responsibility for the shipping and are classified in the appropriate trucking classification.
Custom brokers (providing no freight forwarding activities) and brokers not elsewhere classified are included in this industry. Brokers act as agents and negotiate agreements between two independent third parties on a fee or commission basis. Brokers DO NOT take title to any commodity or service, receiving only fees or commissions from a third party for assuming the obligations and responsibilities of carrying out the purchase or sale on behalf of the third party. Brokerage services are generally specific to an industry and are to be classified in the industry being served.
Examples:
- insurance brokers with insurance companies
- real estate agents with realty companies
- stock brokers with financial services.
As per the General Regulations of the Workers' Compensation Act the specific industries "mailing list services" and "research services" are exempted. Mailing list services do not include any door to door distribution.
Premium Rate History:
Activities:
Accounting Services
Actuarial Services
Auditing Services
Bookkeeping Services
Brokerage Services, NEC
Chambers of Commerce
Corporate Registry Services
Customs Brokers
Data Processing Services
Income Tax Services
Land Title Services
Motor Vehicle Licensing
Telephone Answering Services
Telephone Soliciting Services
Weigh Scales
Word Processing Services
Post Office/Mailbox Service - Operation Of
Purchasing Agents
Registry Services
Secretarial Services
Statistical Services
Stenographic Services
Freight Forwarding, International
Mailing List Services
Manuscript Research Services
Data Mining
Mining Data
Call Centre
Rate Group History:
The Financial/Business Services rate group was established in 1995 to consolidate a variety of business, financial and professional services.
This classification includes a host of accounting, clerical, administrative or regulatory businesses not specifically described elsewhere. The compulsory/optional status of an employer's business is governed by the General Regulations Exemption list. Industries not specifically designated as exempt are compulsory.
Premium Rate History:
Activities:
Accounting Services
Actuarial Services
Auditing Services
Bookkeeping Services
Brokerage Services, NEC
Chambers of Commerce
Corporate Registry Services
Customs Brokers
Data Processing Services
Income Tax Services
Land Title Services
Motor Vehicle Licensing
Telephone Answering Services
Telephone Soliciting Services
Weigh Scales
Word Processing Services
Post Office/Mailbox Service - Operation Of
Purchasing Agents
Registry Services
Secretarial Services
Statistical Services
Stenographic Services
Freight Forwarding, International
Mailing List Services
Manuscript Research Services
Data Mining
Mining Data
Call Centre
Operation Details:
Compulsory:
The operation of a weigh scale, similar to those run by the government are classified in this industry. These businesses provide a service to truck drivers, whereby the truck is weighed to ensure the vehicle does not exceed highway limits.
The operation of a Call Centre is a compulsory business. Call Centre operations typically receive incoming (in-bound) telephone calls which are answered by call centre staff or forwarded to the appropriate call centre client who can handle the inquiry. If the Call Centre business is related to the company they are servicing or is servicing only one client, please contact Underwriting with details. When involved in placing outgoing (out-bound) telephone sales calls for any type of product or acting as an order desk (in-bound) calls, the Call Centre will be classified in the "best fit" retail/wholesale classification. The types of services a Call Centre may offer are answering incoming (in-bound) telephone calls, making outgoing (out-bound) telephone calls, a combination of both incoming and outgoing (blended) telephone calls and/or product market research, such as customer satisfaction surveys and product surveys.
Postal outlets are compulsory in this classification, when operated as a stand-alone business. When operated in conjunction with another business, the business is classified based on the overall operations being conducted.
Optional:
Services in the industry may include but are not limited to: accounting, word and business data processing, telephone answering/paging, customs brokerage, income tax preparation, auditing, actuarial and statistical services.
Telephone soliciting is permitted but only as an information service; there is no sale of a product or service. Sales leads may only be passed on to an unrelated selling company.
This industry includes brokerage services not elsewhere classified, such as insurance, investment or stock brokers. Brokers act only as agents between two or more independent parties, and do not take title of, nor warranty or guarantee any commodity or service. Businesses may use an office, telephone, computers, and related business equipment in providing their service and may employ technical, sales, and office/administrative staff.
Land titles, corporate registry, vital statistics, motor vehicle licensing offices and casino advisors are included in this industry as optional undertakings. When these services are offered in conjunction with another business venture, these are deemed secondary activities and assume the compulsory/optional status of the other venture. Businesses offering motor vehicle registry and licensing services may also provide driver testing, which is incidental to the vehicle registry service. Driver testing, conducted as a stand-alone service, is classified in Industry 89923 – Driving/Testing Schools.
This classification includes the administration of a health and pension plan for a trade union, administration of a warranty service for homeowners, Chambers of Commerce, and other similar operations.
Freight forwarding businesses are engaged by companies which require specialized shipping services with regards to exporting or importing freight to or from overseas. Freight forwarding companies which specialize in coordinating overseas shipments of freight are to be classified in this industry. These businesses provide logistics services, which is an expertise and involvement with costs, times and zones, distance, transportation availability in other countries, access to ocean ports, airports, rail and road conditions, government regulations, customs and monetary exchange rates and other considerations that may impact on the timely and safe arrival of a shipment. Often shipments will require more than one carrier or type of carrier (i.e. truck, rail, marine or air services transportation). Freight forwarders will arrange and coordinate the services of the various carriers as well as completing all documentation requirements related to customs, excise taxes, duty, etc. Generally one invoice is given to the shipper, consolidating all the shipping costs for the convenience of the shipper and charging a fee for forwarding services provided, while the freight forwarder will make payment to the various service providers. Employers will utilize an office, phones and faxes, and employ logistics personnel, technical sales staff and administrative staff.
The mailing list industry includes employers providing a service of coordinating the mail-out of items such as advertising material, magazines, annual reports, newsletters, etc. These employers are to be classified in this industry. Employers in the mailing list industry operate equipment such as labeling machines, mailing inserting machines, folding machines, or automated postage machines. Other activities in this industry include mailing list maintenance; address verification/correction, etc. Employers providing mailing list services often have access to personal data on individuals (e.g. buying patterns, demographics), to assist businesses in focusing their advertising dollars on a specific target market. Employers specializing in this marketing/mailing list service, or providing this service in conjunction with other mailing list services, are classified in this industry.
Manuscript research services describe employers that specialize in researching specific topics in support of producing documents, books or other literature. The duties may entail writing, editing or proof reading a document or manuscript. These employers are to be classified in this industry.
Independent relocation services are classified in this industry. These companies have no affiliation whatsoever with any moving or trucking company, but rather provide advice and information (real estate, parks, population figures, etc.) about the location of the destination, and other similar services. These businesses are classified in this industry.
Data mining is the use of computer software to identify algorithms in order to match complex computations. A successful mine is matching algorithms in order to be awarded a block in the block chain, which is a computerized ledger. Companies that mine data are classified in this industry.
Underwriting Considerations:
Businesses that supply temporary office staff to a variety of clients are classified in Industry 86906 - Staffing Services - Clerical/Professional.
Businesses that design/develop custom and proprietary software for commercial, business/administration and recreational (games) applications are classified in Industry 86913 - Architects/Drafting/Design (on an optional basis) providing that hardware sales are not included with the proprietary software sales. Industry 86913 would also include companies performing web design and web hosting services. If hardware sales are included, the entire operations are classified in Industry 62300 - Office Equipment - Sales/Service (on a compulsory basis). Businesses that develop software for industrial process applications are classified in Industry 86400 - Engineering. Businesses that develop software for HVAC applications, in conjunction with manufacturing instruments, are included under Industry 38100 - Instrumentation - Mfg.
Businesses that create and sell the software and hardware for data mining or operate a data centre are classified in Industry 62300 - Office Equipment – Sales/Service (on a compulsory basis).
Technicians hired to manipulate and/or modify or perform troubleshooting on existing software or hardware (help desk) are classified in Industry 62300 - Office Equipment – Sales/Service (on a compulsory basis). Businesses that sell packaged software, perform computer support/updating/maintenance/troubleshooting are also classified in Industry 62300 (on a compulsory basis). Businesses that develop software packages for retail selling through mass marketing techniques are also classified in Industry 62300 (on a compulsory basis).
Businesses that have established a proprietary website for the purpose of bringing together buyers and sellers into an "electronic marketplace" are classified in Industry 28900 - Publishing. Revenue is derived from a commission-based percentage of product sales or by charging a fee to buyers or sellers for listing or viewing products on the website. Companies may also publish a paper version of the website but will not engage in any printing. If title is taken to any of the listed products, the entire business is underwritten in the appropriate retail classification.
Businesses which provide seismic data processing services are classified in Industry 86414 - Geological/Environmental Consulting or Industry 9200 - Seismic Survey.
Freight forwarding under this classification, is for office and administrative services only. This classification does not allow for any freight handling, warehousing or transportation services provided by the freight forwarder either directly or under subcontract arrangements. Overseas forwarding companies may be affiliated with the Canadian International Freight Forwarding Association (CIFFA).
Companies which bid or have contracts to move freight in continental North America and exclusively use lease operators or common carriers to provide transportation services are classified in the appropriate trucking classification.
Freight forwarding companies which specialize in moving freight throughout Canada, the U.S. and Mexico, principally by means of truck and rail are to be classified in Industry 50714 - General Trucking. Businesses may develop propriety software and offer services online where their customers (shippers) may make selections from listed carriers to coordinate/schedule deliveries or the trucking of goods. Proprietary software can be developed in-house and utilized by customers for an additional fee aside from actual delivery services. Businesses may solely use subcontract drivers or common carriers to provide delivery/trucking services. These companies retain principal responsibility for the shipping and are classified in the appropriate trucking classification.
Custom brokers (providing no freight forwarding activities) and brokers not elsewhere classified are included in this industry. Brokers act as agents and negotiate agreements between two independent third parties on a fee or commission basis. Brokers DO NOT take title to any commodity or service, receiving only fees or commissions from a third party for assuming the obligations and responsibilities of carrying out the purchase or sale on behalf of the third party. Brokerage services are generally specific to an industry and are to be classified in the industry being served.
Examples:
- insurance brokers with insurance companies
- real estate agents with realty companies
- stock brokers with financial services.
As per the General Regulations of the Workers' Compensation Act the specific industries "mailing list services" and "research services" are exempted. Mailing list services do not include any door to door distribution.
Rate Group History:
The Financial/Business Services rate group was established in 1995 to consolidate a variety of business, financial and professional services.