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Churches/Religious Orders

Industry Code: 83100

Exempt
Industry Custom Pricing - CR

The primary function of most churches is to provide spiritual and moral guidance to members of a religious faith or doctrine. Ministerial staff carry out these functions by providing a congregation or a community of a religious faith with motivation, leadership and religious training.

Operation Details:

Some activities include:
- conducting services of public worship,
- supervising and conducting individual and family counseling and visits
- other community support services (e.g. soup kitchens, temporary overnight shelter, etc.),
- supervising and conducting Sunday school activities and bible study groups, and
- performing other functions associated with the practice and exposition of a religious faith.

Administration of religious orders covers the operation of a religious community such as a convent or monastery. These centers may provide a residence to members of the order as well as nursing care (infirmary) for elderly members. Chapel services, religious education and retreats may also be provided, in the same manner as a community church. The operation of a cemetery, when owned by the church, is considered part of this industry.

Underwriting Considerations:

NOTE: This industry covers clergy or members of a religious order. Clergy, the body of people ordained for religious service who perform various religious rites and ceremonies, may be excluded from coverage. This is done at the time of application and must be indicated whether including or excluding clergy. This decision can be revisited at any time, but the change cannot be backdated. Where coverage includes clergy, their earnings are included in the reportable insurable earnings, rather than Personal Coverage.

Religious organizations traditionally use volunteer labour to meet their goals. Volunteer labour is only covered if a separate application is submitted and approved. Refer to policy 06-01 (part II).

It is common for volunteers and/or paid workers to be utilized in the maintenance, construction and renovation of church buildings and property. Major capital construction, expansions or renovations involving structural changes or additions, carried out by general contractors would be classified in the appropriate construction industry. The church staff and volunteers could request a voluntary application under the appropriate trade category relating to the specific work being conducted. For example, Roofing - 42118, Deck Construction - 42143, Minor home repair or maintenance - 40401.

Non-structural projects (such as painting, flooring, change of non-structural walls, kitchen or bathroom renovations) are common activities for a church, and are appropriately classified under this industry when completed by church staff and/or volunteers. Volunteer labour is only covered if a separate application is submitted and approved.

It is also common for churches to rent out some or all of their facilities for non-church functions as a way of supplementing church revenues. This can include meeting rooms, halls, parking lots, and even the main sanctuary for concerts, celebrations, graduations, and other purposes. Rentals can be single-use (concerts and other special events), or regular use (daycares and other ongoing activities conducted by independent parties). Where the church simply provides space for these operations (including church custodial and other staff or volunteers to assist renters with access, ushering, etc. ) no additional industry is required. Alternatively, if the church operates another business (e.g. daycare services to the general public that are not related to congregation attending worship), then an additional industry may be required.

The operation of a religious/youth camp is considered compulsory and is classified in industry 87603. This also pertains to when a church operates a religious/youth camp-a separate industry classification is required in industry 87603.

Seminaries are generally viewed as graduate schools for theology and operate similarly to other graduate or post-secondary institutions. The operation of Seminaries is classified in industry 80103 on a compulsory basis, as they are not specifically exempt in the General Regulations.

Industry Custom Pricing: Waiving Cost Relief Option

This industry has chosen to participate in Industry Custom Pricing effective January 1, 2011. Costs related to the aggravation of a pre-existing condition will not be removed from the experience record of employers classified in this industry. In return, the portion of premiums collected to fund retroactive cost relief has been removed from the industry rate, resulting in a reduction in WCB premium rates for the industry.

Premium Rate History:

Activities:

Administration of a Religious Order
Churches
Clergymen, Travelling
Travelling Clergymen
Religious Orders, Administration of

Rate Group History:

Industry 87900 was added to this rate group in 1993.

The primary function of most churches is to provide spiritual and moral guidance to members of a religious faith or doctrine. Ministerial staff carry out these functions by providing a congregation or a community of a religious faith with motivation, leadership and religious training.

Premium Rate History:

Activities:

Administration of a Religious Order
Churches
Clergymen, Travelling
Travelling Clergymen
Religious Orders, Administration of

Operation Details:

Some activities include:
- conducting services of public worship,
- supervising and conducting individual and family counseling and visits
- other community support services (e.g. soup kitchens, temporary overnight shelter, etc.),
- supervising and conducting Sunday school activities and bible study groups, and
- performing other functions associated with the practice and exposition of a religious faith.

Administration of religious orders covers the operation of a religious community such as a convent or monastery. These centers may provide a residence to members of the order as well as nursing care (infirmary) for elderly members. Chapel services, religious education and retreats may also be provided, in the same manner as a community church. The operation of a cemetery, when owned by the church, is considered part of this industry.

Underwriting Considerations:

NOTE: This industry covers clergy or members of a religious order. Clergy, the body of people ordained for religious service who perform various religious rites and ceremonies, may be excluded from coverage. This is done at the time of application and must be indicated whether including or excluding clergy. This decision can be revisited at any time, but the change cannot be backdated. Where coverage includes clergy, their earnings are included in the reportable insurable earnings, rather than Personal Coverage.

Religious organizations traditionally use volunteer labour to meet their goals. Volunteer labour is only covered if a separate application is submitted and approved. Refer to policy 06-01 (part II).

It is common for volunteers and/or paid workers to be utilized in the maintenance, construction and renovation of church buildings and property. Major capital construction, expansions or renovations involving structural changes or additions, carried out by general contractors would be classified in the appropriate construction industry. The church staff and volunteers could request a voluntary application under the appropriate trade category relating to the specific work being conducted. For example, Roofing - 42118, Deck Construction - 42143, Minor home repair or maintenance - 40401.

Non-structural projects (such as painting, flooring, change of non-structural walls, kitchen or bathroom renovations) are common activities for a church, and are appropriately classified under this industry when completed by church staff and/or volunteers. Volunteer labour is only covered if a separate application is submitted and approved.

It is also common for churches to rent out some or all of their facilities for non-church functions as a way of supplementing church revenues. This can include meeting rooms, halls, parking lots, and even the main sanctuary for concerts, celebrations, graduations, and other purposes. Rentals can be single-use (concerts and other special events), or regular use (daycares and other ongoing activities conducted by independent parties). Where the church simply provides space for these operations (including church custodial and other staff or volunteers to assist renters with access, ushering, etc. ) no additional industry is required. Alternatively, if the church operates another business (e.g. daycare services to the general public that are not related to congregation attending worship), then an additional industry may be required.

The operation of a religious/youth camp is considered compulsory and is classified in industry 87603. This also pertains to when a church operates a religious/youth camp-a separate industry classification is required in industry 87603.

Seminaries are generally viewed as graduate schools for theology and operate similarly to other graduate or post-secondary institutions. The operation of Seminaries is classified in industry 80103 on a compulsory basis, as they are not specifically exempt in the General Regulations.

Industry Custom Pricing: Waiving Cost Relief Option

This industry has chosen to participate in Industry Custom Pricing effective January 1, 2011. Costs related to the aggravation of a pre-existing condition will not be removed from the experience record of employers classified in this industry. In return, the portion of premiums collected to fund retroactive cost relief has been removed from the industry rate, resulting in a reduction in WCB premium rates for the industry.

Rate Group History:

Industry 87900 was added to this rate group in 1993.