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Health Care Services - Private

Industry Code: 82705

Compulsory
Industry Custom Pricing - CR

Effective January 1, 2010 this industry will cover the operations of Covenant Health.

This industry covers Covenant Health operations including: health care facilities, health units, home support services and ambulance services including air ambulance.

Covenant Health operations for long term care facilities will also be covered under Industry 82705.

Operation Details:

Covenant Health provides a variety of services that operate out of various facilities. These facilities are referred to as hospitals, community health centres, health care centres or referral centres.

The primary activity is to diagnose patients and provide medical treatment for disease or injury. This typically involves physically handling the patient for treatment or post treatment purposes. Services can include, but are not limited to, ambulance transportation, emergency care, surgery, post surgery care, laboratory tests, radiology, physical or occupational therapy, maternity care, pediatric care, dental surgery, pharmaceutical services and medical research.

These facilities may have support services such as maintenance, laundry, housekeeping, laboratories and dietary departments.

Covenant Health is also involved with educating the public and delivering health information.

These services may include: preventative dental services (i.e. examinations, cleaning), environmental health inspections and education (i.e. water supplies, restaurants, prisons, nursing homes, day cares, hospitals, rental housing), disease prevention through immunization, genetic testing and counseling, home care for the elderly or the disabled, speech and language therapy, aids to daily living, birth control clinics, well-baby clinics and school health programs.

Underwriting Considerations:

Effective January 1, 2010 Industry 82705 covers Covenant Health operations, Industry 82100 covers Alberta Health Services operations, and Industry 82710 will cover similar health related operations undertaken by health care providers not affiliated with Covenant Health or Alberta Health Services.

Industry 82808, Continuing Care Facilities, will cover private long term care facilities. Those long term care facilities operated by Alberta Health Services are classified in Industry 82100 and those operated by Covenant Health in Industry 82705.

Industry 82500, Medical Centre – Private, will cover private medical and dental practices, clinics and laboratories.

Primary Care Networks (PCN’s) are not-for-profit entities established to improve the delivery of primary care. Covenant Health PCN’s are classified under Industry 82705. Alberta Health Services are classified under Industry 82100. Employers who are neither Covenant Health or Alberta Health Services providing PCN’s will be classified in exempt Industry 82500: Medical Centre – Private.

Lifelines and Telecares offer greater independence to the elderly or to others with a medical condition by offering 24-hour personal response services 365 days a year. Covenant Health operations which may provide this service will be classified in Industry 82705.

Doctors having visiting or operating privileges related to their own private practice would be covered under Industry 82500, Medical Centre-Private.

Industry 82704, Home Support Services, will cover employers who provide personal medical care or assisted living to individuals.

Nurses or attendants hired directly by patients would be considered self managed care under Industry 82704.

Businesses providing medically equipped aircrafts without the provision of an emergency medical team are classified in Industry 50203, Flight Operations-Miscellaneous, unless the aircraft is only supportive to the overall operations. Then the operations are to be classified in the appropriate industry classification.

Employers providing medical personnel without the provision of air or ground transportation are classified in Industry 82705 if they are Covenant Health, Industry 82100 if they are Alberta Health Services and Industry 82710 Health Services operations if they are not affiliated with either.

Industry Custom Pricing: Waiving Cost Relief Option

This industry has chosen to participate in Industry Custom Pricing effective January 1, 2010. Costs related to the aggravation of a pre-existing condition will not be removed from the experience record of employers classified in this industry. In return, the portion of premiums collected to fund retroactive cost relief has been removed from the industry rate, resulting in a reduction in WCB premium rates for the industry.

Premium Rate History:

Activities:

Active Treatment Hospitals
Air Ambulance Only Services
Ambulance Services, Ground and Air
Ambulance, Air Only
Health Care Centres/Facilities
Hospitals
Hospitals for the Mentally Ill
Mentally Ill, Hospitals for the
Psychiatric Hospitals

Rate Group History:

This rate group was consolidated in 1999 recognizing the high level of integration of health related services under the administration of Regional Health Authorities.

Effective January 1, 2010 this industry will cover the operations of Covenant Health.

This industry covers Covenant Health operations including: health care facilities, health units, home support services and ambulance services including air ambulance.

Covenant Health operations for long term care facilities will also be covered under Industry 82705.

Premium Rate History:

Activities:

Active Treatment Hospitals
Air Ambulance Only Services
Ambulance Services, Ground and Air
Ambulance, Air Only
Health Care Centres/Facilities
Hospitals
Hospitals for the Mentally Ill
Mentally Ill, Hospitals for the
Psychiatric Hospitals

Operation Details:

Covenant Health provides a variety of services that operate out of various facilities. These facilities are referred to as hospitals, community health centres, health care centres or referral centres.

The primary activity is to diagnose patients and provide medical treatment for disease or injury. This typically involves physically handling the patient for treatment or post treatment purposes. Services can include, but are not limited to, ambulance transportation, emergency care, surgery, post surgery care, laboratory tests, radiology, physical or occupational therapy, maternity care, pediatric care, dental surgery, pharmaceutical services and medical research.

These facilities may have support services such as maintenance, laundry, housekeeping, laboratories and dietary departments.

Covenant Health is also involved with educating the public and delivering health information.

These services may include: preventative dental services (i.e. examinations, cleaning), environmental health inspections and education (i.e. water supplies, restaurants, prisons, nursing homes, day cares, hospitals, rental housing), disease prevention through immunization, genetic testing and counseling, home care for the elderly or the disabled, speech and language therapy, aids to daily living, birth control clinics, well-baby clinics and school health programs.

Underwriting Considerations:

Effective January 1, 2010 Industry 82705 covers Covenant Health operations, Industry 82100 covers Alberta Health Services operations, and Industry 82710 will cover similar health related operations undertaken by health care providers not affiliated with Covenant Health or Alberta Health Services.

Industry 82808, Continuing Care Facilities, will cover private long term care facilities. Those long term care facilities operated by Alberta Health Services are classified in Industry 82100 and those operated by Covenant Health in Industry 82705.

Industry 82500, Medical Centre – Private, will cover private medical and dental practices, clinics and laboratories.

Primary Care Networks (PCN’s) are not-for-profit entities established to improve the delivery of primary care. Covenant Health PCN’s are classified under Industry 82705. Alberta Health Services are classified under Industry 82100. Employers who are neither Covenant Health or Alberta Health Services providing PCN’s will be classified in exempt Industry 82500: Medical Centre – Private.

Lifelines and Telecares offer greater independence to the elderly or to others with a medical condition by offering 24-hour personal response services 365 days a year. Covenant Health operations which may provide this service will be classified in Industry 82705.

Doctors having visiting or operating privileges related to their own private practice would be covered under Industry 82500, Medical Centre-Private.

Industry 82704, Home Support Services, will cover employers who provide personal medical care or assisted living to individuals.

Nurses or attendants hired directly by patients would be considered self managed care under Industry 82704.

Businesses providing medically equipped aircrafts without the provision of an emergency medical team are classified in Industry 50203, Flight Operations-Miscellaneous, unless the aircraft is only supportive to the overall operations. Then the operations are to be classified in the appropriate industry classification.

Employers providing medical personnel without the provision of air or ground transportation are classified in Industry 82705 if they are Covenant Health, Industry 82100 if they are Alberta Health Services and Industry 82710 Health Services operations if they are not affiliated with either.

Industry Custom Pricing: Waiving Cost Relief Option

This industry has chosen to participate in Industry Custom Pricing effective January 1, 2010. Costs related to the aggravation of a pre-existing condition will not be removed from the experience record of employers classified in this industry. In return, the portion of premiums collected to fund retroactive cost relief has been removed from the industry rate, resulting in a reduction in WCB premium rates for the industry.

Rate Group History:

This rate group was consolidated in 1999 recognizing the high level of integration of health related services under the administration of Regional Health Authorities.