Industry Code: 82704
This industry consists of employers who provide personal medical care or assisted living services to convalescing individuals. This will allow families or individuals to remain as independent as possible in their own residences.
Operation Details:
Individuals, such as patients recovering from surgery or illness, senior citizens or handicapped persons, will require some medical or personal care services to return to or remain in their homes. The care will include a medical component such as administering medicine, changing dressings, providing physiotherapy, etc, as well as attending to personal needs such as bathing, grooming and companionship. Extended services will include light housekeeping, meal preparation, child care duties, etc. Care may include 24 hour supervision or may be provided on an hourly basis.
The type of workers employed include homemakers, personal care attendants, licensed practical nurses, nursing aides and/or registered nurses. These workers provide physical, medical and emotional support to their clients.
This industry also includes workers hired directly by an individual to provide extra care for an individual living in an institution or at home. Under "self managed care" programs, homeowners/patients living in their own home, may contract individuals directly to provide personal support services. The patient/homeowner, as an employer, may take out voluntary coverage for the contracted worker; however, personal coverage is not available for the patient/homeowner.
Patients recovering from surgery at an acute care facility are often required to go home as soon as possible to continue their convalescence. Home care is arranged and coordinated through the Health Units administered by the Regional Health Authorities. The care may be provided by home care attendants employed by the Health Unit or through contracted services.
Underwriting Considerations:
A private home owner CANNOT apply for personal coverage in this industry.
A key feature to this industry is the provision of medical and personal care services. Employers which provide maid services only, as a business, are classified in industry 89701 - Janitorial/Cleaning Services. Homeowners who require coverage for maid services are classified in industry 87300.
"Group homes" providing assisted living services are classified in industry 82808, Long Term Care.
Premium Rate History:
Activities:
Handicap Homecare Service
Home Nursing Services
Home Support Services
Nursing Services, Home
Nursing Support Services
Personal Care Attendant
Self Managed Care Svces, Hired By Homeowner
Rate Group History:
This rate group was consolidated in 1999 recognizing the high level of integration of health related services under the administration of Regional Health Authorities.
This industry consists of employers who provide personal medical care or assisted living services to convalescing individuals. This will allow families or individuals to remain as independent as possible in their own residences.
Premium Rate History:
Activities:
Handicap Homecare Service
Home Nursing Services
Home Support Services
Nursing Services, Home
Nursing Support Services
Personal Care Attendant
Self Managed Care Svces, Hired By Homeowner
Operation Details:
Individuals, such as patients recovering from surgery or illness, senior citizens or handicapped persons, will require some medical or personal care services to return to or remain in their homes. The care will include a medical component such as administering medicine, changing dressings, providing physiotherapy, etc, as well as attending to personal needs such as bathing, grooming and companionship. Extended services will include light housekeeping, meal preparation, child care duties, etc. Care may include 24 hour supervision or may be provided on an hourly basis.
The type of workers employed include homemakers, personal care attendants, licensed practical nurses, nursing aides and/or registered nurses. These workers provide physical, medical and emotional support to their clients.
This industry also includes workers hired directly by an individual to provide extra care for an individual living in an institution or at home. Under "self managed care" programs, homeowners/patients living in their own home, may contract individuals directly to provide personal support services. The patient/homeowner, as an employer, may take out voluntary coverage for the contracted worker; however, personal coverage is not available for the patient/homeowner.
Patients recovering from surgery at an acute care facility are often required to go home as soon as possible to continue their convalescence. Home care is arranged and coordinated through the Health Units administered by the Regional Health Authorities. The care may be provided by home care attendants employed by the Health Unit or through contracted services.
Underwriting Considerations:
A private home owner CANNOT apply for personal coverage in this industry.
A key feature to this industry is the provision of medical and personal care services. Employers which provide maid services only, as a business, are classified in industry 89701 - Janitorial/Cleaning Services. Homeowners who require coverage for maid services are classified in industry 87300.
"Group homes" providing assisted living services are classified in industry 82808, Long Term Care.
Rate Group History:
This rate group was consolidated in 1999 recognizing the high level of integration of health related services under the administration of Regional Health Authorities.