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Auto Dealers

Industry Code: 65600

Compulsory
Industry Custom Pricing - ER

Businesses in this industry are focused on the primary objective of retail sales/leasing and rental of new and/or used cars and trucks.

Operation Details:

Typical of businesses in this industry are dealerships, but it also includes non-franchise operations. New and used cars are sold and serviced and businesses may operate a body shop, auto repair shop and parts sales are extensive and an integral activity of businesses in this industry. Businesses may arrange for financing and warranty work.

The industry also includes vehicle rental or leasing agencies, with or without servicing.

Also included in this industry are franchisers or manufacturers' representatives that provide technical support, wholesale parts distribution, marketing programs and staff training.

Businesses may utilize a showroom, garage-type facility and equipment, auto body repair shop and equipment, parts department and yard area, and may employ sales staff, mechanics, auto body repair staff, labourers, parts people, shop foreman, service writers, and office/administrative staff.

Underwriting Considerations:

New truck dealerships, such as Kenworth or Peterbilt, are classified in this industry. Storage lots or garages that store and then sell insurance write-offs and unclaimed impounded vehicles or other such vehicles are part of this industry. Employers who provide driving services for vehicle rental companies are also classified in this industry.

This industry also includes auction services that are primarily engaged in the auctioning of motor vehicles. These businesses may have their own auction facility that may include a repair shop and yard. Services can include cleaning, repair or painting of vehicles to be auctioned. Auction services may also be conducted on site of the owner, consignor, etc. Businesses engaged in the auctioning of mobile equipment would be classified in industry 62201.

Businesses that specialize in providing a specific automotive service and are not providing this service in conjunction with the primary activity of vehicle sales are classified in the appropriate service industry. For example, a business that provides transmission services independent of any vehicle sales would be classified in Industry 65808, Automotive Repairs.

Businesses in this industry tend to be affiliated with the Motor Dealers Association of Alberta.

Industry Custom Pricing: Modified Experience Rating

This industry has chosen to participate in Industry Custom Pricing effective January 1, 2013. For employers participating in the Experience Rating Plan for Large Employers, the following experience rating features will be used in determining their premium rate:

-Maximum Discount or surcharge of 60%
-Maximum participation of 100%
-Maximum experience used of 100%
-Participation rate of 1% for every $2000 in premiums

Premium Rate History:

Activities:

Automobile Dealers
Automobiles, New and Used, Sales Include Servicing
Automotive Vehicle, Rental/Lease with Servicing
Automotive Vehicle, Rental/Lease Without Servicing
Driving Services for the Delivery of Vehicles
Truck Dealers
Vehicles - Driving Service for the Delivery of
Vehicles - Sale of New and Used

Rate Group History:

This industry underwent minor refinements in 1991.

Businesses in this industry are focused on the primary objective of retail sales/leasing and rental of new and/or used cars and trucks.

Premium Rate History:

Activities:

Automobile Dealers
Automobiles, New and Used, Sales Include Servicing
Automotive Vehicle, Rental/Lease with Servicing
Automotive Vehicle, Rental/Lease Without Servicing
Driving Services for the Delivery of Vehicles
Truck Dealers
Vehicles - Driving Service for the Delivery of
Vehicles - Sale of New and Used

Operation Details:

Typical of businesses in this industry are dealerships, but it also includes non-franchise operations. New and used cars are sold and serviced and businesses may operate a body shop, auto repair shop and parts sales are extensive and an integral activity of businesses in this industry. Businesses may arrange for financing and warranty work.

The industry also includes vehicle rental or leasing agencies, with or without servicing.

Also included in this industry are franchisers or manufacturers' representatives that provide technical support, wholesale parts distribution, marketing programs and staff training.

Businesses may utilize a showroom, garage-type facility and equipment, auto body repair shop and equipment, parts department and yard area, and may employ sales staff, mechanics, auto body repair staff, labourers, parts people, shop foreman, service writers, and office/administrative staff.

Underwriting Considerations:

New truck dealerships, such as Kenworth or Peterbilt, are classified in this industry. Storage lots or garages that store and then sell insurance write-offs and unclaimed impounded vehicles or other such vehicles are part of this industry. Employers who provide driving services for vehicle rental companies are also classified in this industry.

This industry also includes auction services that are primarily engaged in the auctioning of motor vehicles. These businesses may have their own auction facility that may include a repair shop and yard. Services can include cleaning, repair or painting of vehicles to be auctioned. Auction services may also be conducted on site of the owner, consignor, etc. Businesses engaged in the auctioning of mobile equipment would be classified in industry 62201.

Businesses that specialize in providing a specific automotive service and are not providing this service in conjunction with the primary activity of vehicle sales are classified in the appropriate service industry. For example, a business that provides transmission services independent of any vehicle sales would be classified in Industry 65808, Automotive Repairs.

Businesses in this industry tend to be affiliated with the Motor Dealers Association of Alberta.

Industry Custom Pricing: Modified Experience Rating

This industry has chosen to participate in Industry Custom Pricing effective January 1, 2013. For employers participating in the Experience Rating Plan for Large Employers, the following experience rating features will be used in determining their premium rate:

-Maximum Discount or surcharge of 60%
-Maximum participation of 100%
-Maximum experience used of 100%
-Participation rate of 1% for every $2000 in premiums

Rate Group History:

This industry underwent minor refinements in 1991.