back

Home Provisioner/Butcher Shops

Industry Code: 63103

Compulsory

This industry describes businesses with the primary function and purpose of serving retail customers with meat orders. Butcher shops and home provisioners sell meal portions of meat over the counter or make up special freezer orders for the home consumer.

Operation Details:

Butcher shops are generally located in retail areas, such as strip malls, that promote and encourage walk-in traffic for over-the-counter sales. Meat, along with complimentary items such as cheeses, sauces and breads, sold from the display case, is the predominant source of activity and revenue for businesses in this industry. Butcher shops will custom cut and wrap individual customer orders, most often as the customer waits.

Some retail outlets may feature a sit down area for serving coffee, soups, sandwiches or other similar delicatessen type offerings but this is not the main business focus.

Home provisioners sell food products directly to the consumer using a variety of marketing strategies which can include door to door sales, telemarketing, flyers, etc. Home provisioners will customize package or bulk orders to meet individual consumer needs and provide delivery service. These employers will cut and wrap meat orders and in addition to meat, they may provide frozen vegetables, fruit, dry or canned goods and even baked foods in "freezer orders" for the home consumer.

Other operations in this industry include freezer locker rental for personal storage of meat products.

The equipment in this industry includes freezers (not walk-in freezers), over-the-counter display cases, small slicers, grinders, knives, cash registers and paper rolls for hand wrapping customer orders. Workers include butchers and counter staff.

Underwriting Considerations:

Businesses in this industry are geared to filling individual meat orders or freezer orders for retail consumers. This industry allows only limited production of specialty meats such as sausages, hamburger, patties, pates, sticks or jerky to serve walk-in retail clientele. This limited production is typically a manual process and incidental in terms of the overall business of providing indivdual consumer orders.

In rural areas such as farming communities and small towns, a business may occasionally custom kill a farm animal for a customer or cut and wrap wild game for a hunter. Such a rural retail business is typically a one or two man operation and, again, production capabilities are limited to serving individual consumers and perhaps, occasionally filling smaller meat orders for local businesses.

Butcher shops or home provisioners do not have operations or production facilities to serve the wholesale or the hotel, restaurant and institution (HRI) markets. Businesses serving these markets are classified in industry 10100. In addition to production staff, businesses in industry 10100 may have workers involved in outside sales, packaging, shipping/receiving and delivery.

Butcher shops may sell deli items but do not have a full line grocery store operation. Grocery stores are classified in industry 63100 and do not require an additional classification for retail butcher services.

Premium Rate History:

Activities:

Butcher Shops with Locker rentals
Home Provisioners
Provisioners, Home

Rate Group History:

Industry 63103 was placed in this rate group in 1995 in recognition of the retail nature of the business related to food sales.

This industry describes businesses with the primary function and purpose of serving retail customers with meat orders. Butcher shops and home provisioners sell meal portions of meat over the counter or make up special freezer orders for the home consumer.

Premium Rate History:

Activities:

Butcher Shops with Locker rentals
Home Provisioners
Provisioners, Home

Operation Details:

Butcher shops are generally located in retail areas, such as strip malls, that promote and encourage walk-in traffic for over-the-counter sales. Meat, along with complimentary items such as cheeses, sauces and breads, sold from the display case, is the predominant source of activity and revenue for businesses in this industry. Butcher shops will custom cut and wrap individual customer orders, most often as the customer waits.

Some retail outlets may feature a sit down area for serving coffee, soups, sandwiches or other similar delicatessen type offerings but this is not the main business focus.

Home provisioners sell food products directly to the consumer using a variety of marketing strategies which can include door to door sales, telemarketing, flyers, etc. Home provisioners will customize package or bulk orders to meet individual consumer needs and provide delivery service. These employers will cut and wrap meat orders and in addition to meat, they may provide frozen vegetables, fruit, dry or canned goods and even baked foods in "freezer orders" for the home consumer.

Other operations in this industry include freezer locker rental for personal storage of meat products.

The equipment in this industry includes freezers (not walk-in freezers), over-the-counter display cases, small slicers, grinders, knives, cash registers and paper rolls for hand wrapping customer orders. Workers include butchers and counter staff.

Underwriting Considerations:

Businesses in this industry are geared to filling individual meat orders or freezer orders for retail consumers. This industry allows only limited production of specialty meats such as sausages, hamburger, patties, pates, sticks or jerky to serve walk-in retail clientele. This limited production is typically a manual process and incidental in terms of the overall business of providing indivdual consumer orders.

In rural areas such as farming communities and small towns, a business may occasionally custom kill a farm animal for a customer or cut and wrap wild game for a hunter. Such a rural retail business is typically a one or two man operation and, again, production capabilities are limited to serving individual consumers and perhaps, occasionally filling smaller meat orders for local businesses.

Butcher shops or home provisioners do not have operations or production facilities to serve the wholesale or the hotel, restaurant and institution (HRI) markets. Businesses serving these markets are classified in industry 10100. In addition to production staff, businesses in industry 10100 may have workers involved in outside sales, packaging, shipping/receiving and delivery.

Butcher shops may sell deli items but do not have a full line grocery store operation. Grocery stores are classified in industry 63100 and do not require an additional classification for retail butcher services.

Rate Group History:

Industry 63103 was placed in this rate group in 1995 in recognition of the retail nature of the business related to food sales.