Industry Code: 51200
This industry is for the operation of taxi cab, limousine and handi-bus, and application-based (App-based) passenger transportation services.
Operation Details:
The taxi industry is usually structured whereby taxi companies provide local personal transportation services through agreements with independent operators. These operators carry the taxi company's colours and logos and provide services under the taxi company's name. Independent operators pay a fixed "stand fee" to taxi companies, in return for dispatch and administrative services. Cab drivers then charge a fee to customers.
Taxi companies will provide a host of support services for independent operators which will include dispatch, administration, auto servicing, fueling, finance, etc. Some taxi companies will own and operate vehicles.
Taxi cab services are generally single passenger but could be multi passenger using mini vans, limousines, etc. The business can involve multi passenger "airporter" services, and taxi companies have also expanded fleets to include Handi-bus or DATS transportation services. Handi-bus or DATS services are generally contracted through municipal governments.
Independent operators earning income through an application-based (App-based) company offering passenger transportation services are included in this industry. These individuals access an App that connects them with transportation requests and allows them to provide services to members of the general public. Drivers operating through these Apps are considered independent operators and are responsible for providing their own vehicle and insurance and transporting customers directly.
Underwriting Considerations:
Coverage is compulsory for both taxi cab companies and companies who operate solely through an App-based platform. These companies must cover all workers who receive a salary, wages, commission, bonuses or other forms of remuneration from the cab company. Eligible independent operators are not considered workers of either taxi cab companies or App-based businesses. They provide their services directly to the public. They operate with significant freedom and are typically only responsible for lease payments for the vehicle to the taxi cab company or owner of the taxi cab. Coverage will be extended to independent operators in this industry only when they have applied for, and have their application for personal coverage approved, under Section 15(1) of the WC Act.
Handi-bus or DATS services are generally coordinated directly by municipal governments or non-profit publicly funded associations controlled by a municipal government. The services of the municipal government or the non-profit groups are classified in the appropriate municipal industry.
Private contractors, taxi cab companies or independent operators who provide transportation services under contract to a municipal government or the non-profit group are classified in industry 51200 - Taxi Cabs.
The taxi industry came under the Act on a compulsory basis effective January 1, 1978.
Effective 2026, based on polling results of employers in the industry, this industry will return to Standard Pricing from the Industry Custom Pricing – waiving of cost relief option (ICP-CR). This industry participated in ICP-CR from 2010 to 2025.
Premium Rate History:
Activities:
Aged Persons, Transportation Services for
Buses for Handicapped People and Aged, Operation of
Disabled Persons, Transportation Services for
Limousine Service
Taxi Service
Transportation Services for the Disabled and Aged
Rickshaw Services
App Based Rideshare Services
Rideshare Services – App based
Rate Group History:
In 1996, industries relating to vehicular passenger transportation were consolidated in this rate group in recognition of similar activities and exposures.
This industry is for the operation of taxi cab, limousine and handi-bus, and application-based (App-based) passenger transportation services.
Premium Rate History:
Activities:
Aged Persons, Transportation Services for
Buses for Handicapped People and Aged, Operation of
Disabled Persons, Transportation Services for
Limousine Service
Taxi Service
Transportation Services for the Disabled and Aged
Rickshaw Services
App Based Rideshare Services
Rideshare Services – App based
Operation Details:
The taxi industry is usually structured whereby taxi companies provide local personal transportation services through agreements with independent operators. These operators carry the taxi company's colours and logos and provide services under the taxi company's name. Independent operators pay a fixed "stand fee" to taxi companies, in return for dispatch and administrative services. Cab drivers then charge a fee to customers.
Taxi companies will provide a host of support services for independent operators which will include dispatch, administration, auto servicing, fueling, finance, etc. Some taxi companies will own and operate vehicles.
Taxi cab services are generally single passenger but could be multi passenger using mini vans, limousines, etc. The business can involve multi passenger "airporter" services, and taxi companies have also expanded fleets to include Handi-bus or DATS transportation services. Handi-bus or DATS services are generally contracted through municipal governments.
Independent operators earning income through an application-based (App-based) company offering passenger transportation services are included in this industry. These individuals access an App that connects them with transportation requests and allows them to provide services to members of the general public. Drivers operating through these Apps are considered independent operators and are responsible for providing their own vehicle and insurance and transporting customers directly.
Underwriting Considerations:
Coverage is compulsory for both taxi cab companies and companies who operate solely through an App-based platform. These companies must cover all workers who receive a salary, wages, commission, bonuses or other forms of remuneration from the cab company. Eligible independent operators are not considered workers of either taxi cab companies or App-based businesses. They provide their services directly to the public. They operate with significant freedom and are typically only responsible for lease payments for the vehicle to the taxi cab company or owner of the taxi cab. Coverage will be extended to independent operators in this industry only when they have applied for, and have their application for personal coverage approved, under Section 15(1) of the WC Act.
Handi-bus or DATS services are generally coordinated directly by municipal governments or non-profit publicly funded associations controlled by a municipal government. The services of the municipal government or the non-profit groups are classified in the appropriate municipal industry.
Private contractors, taxi cab companies or independent operators who provide transportation services under contract to a municipal government or the non-profit group are classified in industry 51200 - Taxi Cabs.
The taxi industry came under the Act on a compulsory basis effective January 1, 1978.
Effective 2026, based on polling results of employers in the industry, this industry will return to Standard Pricing from the Industry Custom Pricing – waiving of cost relief option (ICP-CR). This industry participated in ICP-CR from 2010 to 2025.
Rate Group History:
In 1996, industries relating to vehicular passenger transportation were consolidated in this rate group in recognition of similar activities and exposures.