Industry Code: 42125
This industry is the supply and installation of various floor coverings, such as carpet, hardwood flooring, seamless flooring, and linoleum tiles in residential, commercial and institutional applications.
Operation Details:
The sales and installation of new carpet and underlay is the predominant activity in this industry, and may remove and repair old carpet. Businesses may sell and install hardwood flooring, such as that found in some homes, gymnasiums, and bowling alleys. Hardwood floors are comprised of wood strips nailed perpendicular but at odd lengths to each other. Sanding and finishing is required as well.
With seamless flooring, an epoxy or hardsetting coating is applied on top of a concrete base. This type of flooring is resistant to corrosion, water and heavy-duty wear and is often evident in high traffic pedestrian areas such as public and commercial buildings. A rubber-type of seamless or interlocking flooring is sometimes used in gyms and locker rooms.
To lay linoleum, glue is applied to the floor and the tiles laid and cut as necessary to fit corners and near walls.
Flooring stores may also display assorted product, sell related items, and stock large quantities of inventory. Installation may require carpet knifes, kneepads, staplers, hammers, sanders, forklifts, trucks, warehouse racks, etc. Businesses may employ carpet installers, laborers, technical staff, drivers, sales/estimators, and office/administrative staff.
All employers in this industry are members of the Alberta Construction Safety Association (ACSA). Safety associations represent the interests of employers and promote workplace safety through education and other initiatives. Improved workplace safety can result in fewer claims and help lower premiums. A portion of premiums collected is allocated to the association to support these initiatives.
Underwriting Considerations:
Businesses that apply waterproofing/non-slip materials on exterior floors and decks are classified in industry 42139. Businesses that only sell area and lay rugs (like Persian carpets, that do not require involved installation services) are classified inindustry 67300.
Premium Rate History:
Activities:
Carpet - Laying and Repairing of
Carpet - Sale and/or Installation
Floor Covering Stores
Floor Tiles - Laying and Repairing
Floor, Hardwood - Laying, Sanding and Finishing
Flooring Material - Installation
Flooring, Seamless - Application of
Hardwood Floors - Laying, Sanding and Finishing
Linoleum - Laying and Repairing of
Seamless Flooring - Application of
Rate Group History:
Tile/Terrazzo Sales/Installation (industry 42113) was placed in rate group 427800 in 1992 in recognition of similar activities and exposures. In 1993, the sales classification for Carpet/Flooring Stores (industry 67603) was deleted and combined with Floor Covering, Sales and/or Installation (industry 42125) in recognition of the obvious sales and display component in the industry.
This industry is the supply and installation of various floor coverings, such as carpet, hardwood flooring, seamless flooring, and linoleum tiles in residential, commercial and institutional applications.
Premium Rate History:
Activities:
Carpet - Laying and Repairing of
Carpet - Sale and/or Installation
Floor Covering Stores
Floor Tiles - Laying and Repairing
Floor, Hardwood - Laying, Sanding and Finishing
Flooring Material - Installation
Flooring, Seamless - Application of
Hardwood Floors - Laying, Sanding and Finishing
Linoleum - Laying and Repairing of
Seamless Flooring - Application of
Operation Details:
The sales and installation of new carpet and underlay is the predominant activity in this industry, and may remove and repair old carpet. Businesses may sell and install hardwood flooring, such as that found in some homes, gymnasiums, and bowling alleys. Hardwood floors are comprised of wood strips nailed perpendicular but at odd lengths to each other. Sanding and finishing is required as well.
With seamless flooring, an epoxy or hardsetting coating is applied on top of a concrete base. This type of flooring is resistant to corrosion, water and heavy-duty wear and is often evident in high traffic pedestrian areas such as public and commercial buildings. A rubber-type of seamless or interlocking flooring is sometimes used in gyms and locker rooms.
To lay linoleum, glue is applied to the floor and the tiles laid and cut as necessary to fit corners and near walls.
Flooring stores may also display assorted product, sell related items, and stock large quantities of inventory. Installation may require carpet knifes, kneepads, staplers, hammers, sanders, forklifts, trucks, warehouse racks, etc. Businesses may employ carpet installers, laborers, technical staff, drivers, sales/estimators, and office/administrative staff.
All employers in this industry are members of the Alberta Construction Safety Association (ACSA). Safety associations represent the interests of employers and promote workplace safety through education and other initiatives. Improved workplace safety can result in fewer claims and help lower premiums. A portion of premiums collected is allocated to the association to support these initiatives.
Underwriting Considerations:
Businesses that apply waterproofing/non-slip materials on exterior floors and decks are classified in industry 42139. Businesses that only sell area and lay rugs (like Persian carpets, that do not require involved installation services) are classified inindustry 67300.
Rate Group History:
Tile/Terrazzo Sales/Installation (industry 42113) was placed in rate group 427800 in 1992 in recognition of similar activities and exposures. In 1993, the sales classification for Carpet/Flooring Stores (industry 67603) was deleted and combined with Floor Covering, Sales and/or Installation (industry 42125) in recognition of the obvious sales and display component in the industry.