Industry Code: 42118
This is, for the most part, a supply and install industry for all types of roofing and reroofing applications in residential, commercial, institutional and industrial settings.
Operation Details:
There are generally two main types of roofing/reroofing:
Sloped roofing: shingles of asphalt or wood (often cedar) in pieces or rolls are tacked or glued into place, mainly on homes and smaller buildings or structures with sloped roofs.
Flat roofing: layers of hot asphalt are placed on the flat roof and topped with a layer of gravel. Asphalt is pumped from trucks and heated in movable tubs on the roof. Flat roofing is used on buildings with little or no slope, such as commercial buildings, high-rises, and warehouses and is virtually maintenance free.
In either case, a certain amount of sheet metal work (flashing) is required to provide a water barrier in vulnerable areas such as corners and edges.
Employers may use conveyors, scaffolds, ladders, handtools, sheet metal cutters, hot tar tanks, rollers/applicators, forklift, trucks; and employ roofers, laborers, sales/estimators, and warehouse and office/administrative staff.
All employers in this industry are members of the Alberta Construction Safety Association (ACSA). Safety associations represent the interests of employers and promote workplace safety through education and other initiatives. Improved workplace safety can result in fewer claims and help lower premiums. A portion of premiums collected is allocated to the association to support these initiatives.
Underwriting Considerations:
Interlocking concrete blocks for roofs is evolving as a roofing alternative and, typically, only installed on newer higher-end homes (because of the weight and cost). This activity is included in this industry.
Roofing businesses may provide more extensive exterior construction/renovation installation services of eavestrough, siding, fascia and soffits, which forms part of this industry. While a business may conduct more extensive exterior construction and/or renovation services, it does not mean the business is a general contractor. It is necessary to determine whether the business is best described as Roofing, industry 42118 or Siding/Eaves/Soffit Installation, industry 42151 (in the same rate group) in recognition of elevated exterior renovation activity.
For businesses that install metal cladding (corrugated metal) as an exterior material, this service is best described under the classification of industry 42151.
Businesses that manufacture wooden shakes and shingles, if even for their own installation purposes, are classified in industry 25100 because the manufacturing activity and risk is not synonymous with activities and risks within the roofing industry.
It is acknowledged that businesses will contract out services in the winter months to clear snow from roofs. As this activity is infrequent since it only occurs after major snowfalls or intense melting, clearing snow from roofs is recognized as incidental to a main business operation of roofing, siding, or landscaping.
Premium Rate History:
Activities:
Roofing - Flat
Roofing - Metal
Roofing - Sloped
Roofs - Snow Removal
Snow - Removal from roofs
Rate Group History:
This rate group was established in 1998 in recognition of similar elevated exterior construction activities.
This is, for the most part, a supply and install industry for all types of roofing and reroofing applications in residential, commercial, institutional and industrial settings.
Premium Rate History:
Activities:
Roofing - Flat
Roofing - Metal
Roofing - Sloped
Roofs - Snow Removal
Snow - Removal from roofs
Operation Details:
There are generally two main types of roofing/reroofing:
Sloped roofing: shingles of asphalt or wood (often cedar) in pieces or rolls are tacked or glued into place, mainly on homes and smaller buildings or structures with sloped roofs.
Flat roofing: layers of hot asphalt are placed on the flat roof and topped with a layer of gravel. Asphalt is pumped from trucks and heated in movable tubs on the roof. Flat roofing is used on buildings with little or no slope, such as commercial buildings, high-rises, and warehouses and is virtually maintenance free.
In either case, a certain amount of sheet metal work (flashing) is required to provide a water barrier in vulnerable areas such as corners and edges.
Employers may use conveyors, scaffolds, ladders, handtools, sheet metal cutters, hot tar tanks, rollers/applicators, forklift, trucks; and employ roofers, laborers, sales/estimators, and warehouse and office/administrative staff.
All employers in this industry are members of the Alberta Construction Safety Association (ACSA). Safety associations represent the interests of employers and promote workplace safety through education and other initiatives. Improved workplace safety can result in fewer claims and help lower premiums. A portion of premiums collected is allocated to the association to support these initiatives.
Underwriting Considerations:
Interlocking concrete blocks for roofs is evolving as a roofing alternative and, typically, only installed on newer higher-end homes (because of the weight and cost). This activity is included in this industry.
Roofing businesses may provide more extensive exterior construction/renovation installation services of eavestrough, siding, fascia and soffits, which forms part of this industry. While a business may conduct more extensive exterior construction and/or renovation services, it does not mean the business is a general contractor. It is necessary to determine whether the business is best described as Roofing, industry 42118 or Siding/Eaves/Soffit Installation, industry 42151 (in the same rate group) in recognition of elevated exterior renovation activity.
For businesses that install metal cladding (corrugated metal) as an exterior material, this service is best described under the classification of industry 42151.
Businesses that manufacture wooden shakes and shingles, if even for their own installation purposes, are classified in industry 25100 because the manufacturing activity and risk is not synonymous with activities and risks within the roofing industry.
It is acknowledged that businesses will contract out services in the winter months to clear snow from roofs. As this activity is infrequent since it only occurs after major snowfalls or intense melting, clearing snow from roofs is recognized as incidental to a main business operation of roofing, siding, or landscaping.
Rate Group History:
This rate group was established in 1998 in recognition of similar elevated exterior construction activities.