Industry Code: 01206
This industry covers employers engaged in riding academies and horse stables.
Operation Details:
This industry covers the care and handling of horses, either when part of a farm or as a stand-alone business (except when incidental to conducting trail rides and guided tours - see Underwriting Considerations below). Known generally as riding academies and horse stables, they have a variety of purposes, including breeding, training, boarding, urine collection, and/or competing. Coverage is extended to businesses engaged in horse racing and show jumping competitions including horse owners and/or horse training operations. Coverage will apply to all workers in the horse racing industry for training and exercising of the horses. Riders/jockeys will not be covered when participating in an actual competitive event as per WC Regulations, however they would be covered while performing other duties related to the horses as described below.
Horse-related activities include the feeding, training, exercising, general care and related transportation of horses, with operation, maintenance and cleaning of barns, stables, corrals, pastures, and training facilities such as race tracks, show jumping courses, riding trails, etc. Specialty operations include Pregnant Mare Urine Barns (P.M.U) which buy, breed, and raise horses for the purpose of collecting urine from pregnant mares used in oral contraceptives and facial creams.
Also included in this industry are Stock Contractors who provide horses for either saddle or bareback bronc riding rodeo events. Aside from caring for the animals, the Stock Contractor is responsible for placing the animals into bucking chutes and loading them into trailers to transport them to and from the arena.
Underwriting Considerations:
Generally, facilities for hosting horse racing and showing events are owned and operated by exhibition associations and agricultural societies. Such organizations provide facilities and personnel for hosting and conducting the events; however they are not engaged in and do not hire personnel for boarding, training, or racing horses. Exhibition associations and agricultural societies are classified in Industry 89901 - Exhibition Associations.
Employers who maintain horses for the purpose of conducting trail rides or providing guided tours require compulsory coverage in Industry 87600 - Sports and Recreation. When this is conducted with other horse operations, policy 07-01, part II must be met before a separate classification is allowed; otherwise all operations are compulsory in Industry 87600 - Sports and Recreation.
Stock Contractors only providing bulls and steers for rodeo events should be classified under Industry 01200 – Beef Producers.
Premium Rate History:
Activities:
Boarding of Horses
Collection of Pregnant Mare Urine
Exercising Horses, Horse Stables
Horse Ranches
Horse Stables
Race Horses, Raising and Training (excl. Jockeys when competing)
Riding Academies
Training of Horses
Stock Contractors - Providing Horses
Rate Group History:
In 2016, new rate groups were established to better define the various types of farming operations being conducted in Alberta. The Large Animal Producers/Handlers rate group encompasses industries that pertain to the farming of large animals.
Effective January 31, 2020, farm and ranch employers with six or more waged non-family workers can choose to have their workplace insurance coverage under the Workers’ Compensation Act or through a private insurance provider. Employers are not required to have workplace insurance if they have five or fewer non-family workers, or hire workers for less than six consecutive months.
This industry covers employers engaged in riding academies and horse stables.
Premium Rate History:
Activities:
Boarding of Horses
Collection of Pregnant Mare Urine
Exercising Horses, Horse Stables
Horse Ranches
Horse Stables
Race Horses, Raising and Training (excl. Jockeys when competing)
Riding Academies
Training of Horses
Stock Contractors - Providing Horses
Operation Details:
This industry covers the care and handling of horses, either when part of a farm or as a stand-alone business (except when incidental to conducting trail rides and guided tours - see Underwriting Considerations below). Known generally as riding academies and horse stables, they have a variety of purposes, including breeding, training, boarding, urine collection, and/or competing. Coverage is extended to businesses engaged in horse racing and show jumping competitions including horse owners and/or horse training operations. Coverage will apply to all workers in the horse racing industry for training and exercising of the horses. Riders/jockeys will not be covered when participating in an actual competitive event as per WC Regulations, however they would be covered while performing other duties related to the horses as described below.
Horse-related activities include the feeding, training, exercising, general care and related transportation of horses, with operation, maintenance and cleaning of barns, stables, corrals, pastures, and training facilities such as race tracks, show jumping courses, riding trails, etc. Specialty operations include Pregnant Mare Urine Barns (P.M.U) which buy, breed, and raise horses for the purpose of collecting urine from pregnant mares used in oral contraceptives and facial creams.
Also included in this industry are Stock Contractors who provide horses for either saddle or bareback bronc riding rodeo events. Aside from caring for the animals, the Stock Contractor is responsible for placing the animals into bucking chutes and loading them into trailers to transport them to and from the arena.
Underwriting Considerations:
Generally, facilities for hosting horse racing and showing events are owned and operated by exhibition associations and agricultural societies. Such organizations provide facilities and personnel for hosting and conducting the events; however they are not engaged in and do not hire personnel for boarding, training, or racing horses. Exhibition associations and agricultural societies are classified in Industry 89901 - Exhibition Associations.
Employers who maintain horses for the purpose of conducting trail rides or providing guided tours require compulsory coverage in Industry 87600 - Sports and Recreation. When this is conducted with other horse operations, policy 07-01, part II must be met before a separate classification is allowed; otherwise all operations are compulsory in Industry 87600 - Sports and Recreation.
Stock Contractors only providing bulls and steers for rodeo events should be classified under Industry 01200 – Beef Producers.
Rate Group History:
In 2016, new rate groups were established to better define the various types of farming operations being conducted in Alberta. The Large Animal Producers/Handlers rate group encompasses industries that pertain to the farming of large animals.
Effective January 31, 2020, farm and ranch employers with six or more waged non-family workers can choose to have their workplace insurance coverage under the Workers’ Compensation Act or through a private insurance provider. Employers are not required to have workplace insurance if they have five or fewer non-family workers, or hire workers for less than six consecutive months.